It covers certain major surgeries, organ donor hospitalization expenses, ICU charges and add-ons like ambulance charges cover and daily allowances. The Gold health insurance plan is also a family policy with an entry age of 36 years. Both pre-hospitalization and post-hospitalization expenses will be covered.
#United india insurance mediclaim free#
Policyholders will be eligible for a no claim discount of 3% after the completion of 3 claim free years.Free medical check-up facility will be provided for those who have successfully completed 3 claim free years.Tax exemption will be applicable for the premium paid under Section 80D of the Income Tax Act.Cashless facilities can be availed across the country.The cost incurred toward any kind of ayurvedic treatments provided by an established government hospital or those hospitals certified by the Council of India or National Accreditation Board on Health.This policy provides coverage even for certain ayurvedic treatments. The Family Medicare 2014 plan is an enhanced health insurance policy that covers all members of the family including spouse and dependent children. Individual and family, self, spouse, children who are dependentĪ must for those who are above 45 years of age A total of 1% of the sum insured can be used for nursing, boarding, and room expensesīetween 18 years to 80 years children can be aged between 3 months and 18 years.A total of 10% of the sum assured will be provided to the policyholder towards pre and post hospitalization expenses.Coverage will be provided for certain specified day care treatment procedures that may require the patient to be admitted for a short period of time.Policyholders can avail a special 3% no claim bonus discount post the completion of 3 claim-free years.A 15-day free look period will be provided to customers at the time of purchase of the policy.United India is equipped with over 7,000 cashless hospital networks across the country Customers can avail high-quality cashless hospitalization services across the country.The Family Medicare plan offers a free-medical check-up facility to policyholders after the completion of 3 underwriting years with no claims.Policyholders can claim Income Tax exemption for the premium amount paid under Section 80D of the Income Tax Act.This includes hospitalization expenses, pre-hospitalization expenses, day care treatment, and Ayush treatment, apart from other benefits and add-ons. The Family Medicare policy provides comprehensive coverage to the policyholder and his/her family. *Premiums may vary depending upon factors like age, location, term of the plan and prevailing taxes/GST. Policyholder can choose from the various sum assured options Plans provided by United India Health Insurance Customers can contact the customer care team at any time during an emergency. 24/7 customer support - The customer support team at United India provides customers support services relating to purchases, claims, renewals, etc.The charges incurred towards ambulance travel will be reimbursed. Ambulance fee - Coverage will be provided for transportation charges to the hospital in question from the spot of the emergency.These expenses can be covered up to a period of 30 days. Pre-hospitalization cover - The policyholder can avail the costs incurred before hospitalization such as medical expenses, consultation charges, etc.These preventive health care check-ups are complete packages that test for overall blood picture, scanning, HIV, and other basic tests. Free medical check-up - United India offers customers the facility to get a free medical check-up at regular intervals.
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Claims can be made for cashless claim services in case of planned medical treatment or medical emergencies.